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    Les Schwab Credit

    Flexible
    Financing

    An illustration showing a tire with a price tag, a calendar and a credit card.

    Les Schwab Credit is a quick and easy way to get the flexible financing you need for tires, brakes, batteries, and more. Apply right now or at any local Les Schwab and see your pre-qualification options instantly. Les Schwab Credit includes1:

    • Easy financing
    • Flexible payment options
    • No annual fees or hidden charges
    • 18% APR2 per annum
    • No prepayment penalties
    • Available at all locations
    Apply Now

    Please keep your personal information secure. Do not send your form by email or share the information through any other electronic means. See Terms & Conditions.

  • How Les Schwab Credit Works

    1. Apply in minutes: Fill out this short application or apply at any Les Schwab location.
    2. Start your pre-approval: If pre-qualified, you’ll know right away.
    3. Head to your local Les Schwab: You’ll sign a few documents to open your account.
    4. Use your credit at any location: Shop for tires, wheels, brakes, batteries, suspension, and more at any Les Schwab.
    5. Pay over time: Your credit can be used again and again. Our flexible financing makes it easy to keep your vehicle safe for the road ahead.

     

  • Why Les Schwab Credit Stands Out

      No Annual Fee Multiple Plans Low APR
    Les Schwab Tires Logo      
    COSTCO      
    DISCOUNT TIRE      
    WALMART      

     

    Apply now

     

  • Payments Made Easy

    It’s quick and simple to pay your monthly bill online or add credit access to your My Les Schwab account once you receive your first monthly statement.

    Make a Payment

    Make a Payment

     

  • Works with My Les Schwab

    My Les Schwab is your home for everything Les. Sign up for your free account and add your vehicles, manage appointments, and verify your Les Schwab Credit account to monitor your balance and pay your bill.

    Get My Les Schwab

    My Les Schwab Logo

    My Les Schwab Logo

    Works with My Les Schwab

    My Les Schwab is your home for everything Les. Sign up for your free account and add your vehicles, manage appointments, and verify your Les Schwab Credit account to monitor your balance and pay your bill.

    Get My Les Schwab

     

  • Here’s What Your Payments Could Look Like

    Instead of breaking the bank and your budget, we help keep things affordable.

    Illustration with stack of tires

    You’ll spend just $40 per month over a 24-month term at 18% APR2 for a set of $800 tires.

    Illustration with stack of tires and brakes

    Just $75 per month helps finance $1,500 in brakes and tires over 24 months at 18% APR2.

     

  • Start Your Credit Application

    We’re proud to follow in our founder’s footsteps and help you afford the tires, wheels, brakes, and service you need, along with payment plans that won’t break your budget. Apply now or stop by your local Les Schwab to get started.

    Apply now

  • Frequently Asked Questions

    • Credit is offered at all Les Schwab store locations. Find a store near you.

    • It may be possible to adjust your line of credit, including a credit increase. Please speak with the manager at the store where you signed your paperwork.

    • Yes. Your Les Schwab credit account is assigned to a specific store location, but you may use your account at any Les Schwab tire center.

    • Les Schwab pre-qualification may require a credit score of at least 560, but we consider multiple variables to make a holistic decision on each credit application. Beyond your credit score, our stores explore options with you, including co-signers, down payment options, and personal references.

    • A full credit check is necessary to apply for Les Schwab Credit. These checks can affect your credit score, but generally the impact is minimal.

    • Yes, Les Schwab does report to consumer credit reporting agencies, which can affect your overall credit depending on on-time and late payments as well as delinquency. As long as you don’t miss a payment, your Les Schwab credit account could help build your overall credit score over time.

    • Yes. There are no pre-payment penalties. If you want to pay it off early, go ahead. We’ll make sure your next statement reflects the new balance.

    • Our founder, Les Schwab, believed in helping people afford the tires, wheels and other products and services they needed. When you apply for Les Schwab credit, you’re working directly with us. It’s something we’ve proudly offered for generations.

  •  

    Quote Module Image
    This is My Les Schwab Story®
    Flat tire on the way to pick up children? No problem. In and out with two new tires and it went on credit. Whew! Life saver after the holidays.

    Sasha C. from
    Eugene, Oregon

     

  •  

    1 Terms & Conditions apply.

    2 APR = Annual Percentage Rate. Les Schwab Credit has an 18.0% APR (0.04931% daily periodic rate) and a minimum finance charge of $0.50 or 18.0% APR, whichever is greater, on average daily balances over $10.00. Terms & Conditions apply.

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